01Calculum
Diagnostics
- Spend analytics and DPO benchmarks by industry
- Supplier segmentation and scoring
- Baseline to present to the executive committee
Cash & Liquidity
More cash, with diagnostics before banking
An integrated four-pillar program: quantitative diagnostics, working capital program design, supply chain financing with the best partners, and contract renegotiation. No conflict of interest.
Outcomes
- DPO, spend, and cash opportunity diagnostics before structuring financing
- Supplier prioritization by cash flow impact
- Multibank SCF programs: confirming, early payment, and supplier portal
- Your KPIs — DPO, EBITDA, and FCF — not the bank's
How we do it
- 1Diagnostics and segmentation with the Calculum platform
- 2DPO, accounts payable, and treasury program design
- 3SCF implementation with Monkey and multibank partners
- 4Contract audit and renegotiation of terms and total cost
Platform in action
From diagnostics to execution — in one view
Executive dashboard, supplier segmentation, cash flow waterfall, and counterparty profile. Illustrative figures; each client starts from their own reality.
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Four pillars, one program
Each pillar has an owner, deliverables, and specialized partners. We coordinate the program end to end.
02
Program design
- DPO and accounts payable policies
- Treasury, cash forecasting, and automation
- 8–12 week capture plan
03Monkey
Supply chain financing
- Multibank confirming and early payment
- Supplier portal and onboarding
- Win-win agreements without relying on a single bank
04
Contracts and total cost
- Contract and commercial terms audit
- Renegotiation of terms, price, and volume
- Alignment between legal, procurement, and finance
What sets us apart
Diagnostics first
We start with data and segmentation — not a pre-packaged financial product.
8–12 weeks
A bounded program with clear milestones from diagnostics to implementation.
Your KPIs, not the bank's
We measure DPO, EBITDA, and cash flow for your business — not just volume placed.
No conflict of interest
Independent in banking and technology; we choose the best combination for your case.
The best partners
Calculum for analytics, Monkey for SCF, GEP and others per your stack.
Execution, not slides
We implement, negotiate, and track until cash impact is visible.
Program partners
We share risk. we measure and execute with you
Diagnostic · Verifiable results · Cash neutral.